At Texas trust mortgage, we see you. we hear you!
INTEGRITY
If we're not your best option, we'll tell you!
COMMUNICATION
No crickets here, expect consistent communication from us.
KNOWLEDGE
We'll help you understand all of your options!
THE TEXAS TRUST MORTGAGE ADVANTAGE!
30+
We shop over 30 lenders, because when they compete you win!
OUR LOAN PROGRAMS OVERVIEW
CONVENTIONAL LOANS
The majority of conforming conventional loans abide by the mortgage guidelines established by the government-sponsored entities known as Fannie Mae (Federal National Mortgage Association) and Freddie Mac (Federal Home Loan Mortgage Corporation).
FHA LOANS
FHA loans are insured by the Federal Housing Administration. An FHA loan can allow you to buy a home with a credit score as low as 580 and a down payment of 3.5%.
VA LOANS
VA loans are insured by the Department of Veterans Affairs. A VA loan can allow you to buy a home with $0 down and lower interest rates than most other types of loans. You must meet service requirements in the Armed Forces or National Guard to qualify for a VA loan.
USDA LOANS
USDA loans are insured by the United States Department of Agriculture. USDA loans have lower mortgage insurance requirements than FHA loans and can allow you to buy a home with no money down.
JUMBO LOANS
A jumbo loan is one that’s worth more than conforming loan standards in your area. You usually need a jumbo loan if you want to buy a high-value property.
NON-CONFORMING LOANS
Non-conforming mortgages are a type of home loan that don’t meet some or all of the guidelines making them eligible for purchase by Fannie Mae and Freddie Mac.
